All About Equitas Selfe Credit Card Benefits & Charges

Bio

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

13 Apr 26
2 mins

Sandipan Mitra

08 Mins
13-04-26

One App for all Business Payments

Download Now One App for all Business Payments

Table of Contents

Equitas Selfe Credit Card Benefits
Equitas Selfe Credit Card Fees & Charges
Equitas Selfe Credit Card Reward Redemption Rate

Comes with an annual fee of ₹1,000.
Get up to 5 reward points for 2 of the spends which you select.
Get 2 complimentary memberships on streaming platforms.

The Equitas Selfe Credit Card is designed for individuals who value smarter spending. It caters especially to those who frequently pay for digital subscriptions and want flexible reward categories that match their lifestyle.

With customisable benefits and rewards tailored to your preferences, this card helps you maximise value on everyday transactions while enjoying a seamless digital-first experience. Read on to know more.

Equitas Selfe Credit Card Benefits

Get 5X reward points on 2 out of 5 categories: Dining, Apparel, Utility, Grocery and Taxi.
Earn 2 reward points for every ₹100 spent on your everyday transactions.
Get 1% surcharge waiver on fuel transactions across India (up to ₹250 per statement cycle on transactions between ₹500 and ₹3,000).
Get 2 complimentary memberships from the top platforms such as Jio Hotstar, Amazon Prime, Zee5, SonyLiv and Discovery+.
Avail 1 complimentary domestic lounge access every calendar quarter.

Equitas Selfe Credit Card Fees & Charges

Charges	Amount/Conditions
Annual Fees	₹1,000
Cash Advance Fees	2.5% of the amount withdrawn or ₹250, whichever is higher
Finance Charges	3.75% per month

💡Stay ahead of your payments and skip the burden of finance charges with the Pice app. Download the app today and manage all your bill dues easily!

Must reads

AmEx Credit Card Lounge Access: Benefits and Step-by-Step Guide

7 Oct 25
8 mins

YES Bank Credit Card Interest Rate in 2026

16 Jan 26
8 mins

Equitas Selfe Credit Card Reward Redemption Rate

Redeem Vouchers	Value of Redemption (of 1 Reward Point)
Products/Vouchers/Flight Booking/Bus Booking/Hotel Booking	₹0.35
Cashback Against Statement	₹0.15
Insta Redemption	₹0.15

Note: The reward points are valid for a period of 3 years. You cannot earn reward points for categories such as wallet loads, rent payments, government services and fuel.

Footnote

On spends of ₹2,40,000 in the previous year, get a renewal fee waiver.

FAQs

Which design options of Equitas Selfe credit cards are available?

Equitas Selfe credit cards are available in 3 unique design options: regular, eco-friendly and sleek metal.

Are there any income criteria to apply for the Equitas Selfe credit card?

To apply for the Equitas Selfe Credit Card, applicants need to meet a minimum annual income requirement, typically ranging between ₹5 lakh and ₹18 lakh.